The Tipton & Coseley Building Society

Call 0800 833853 for a decision in principle

Maximum Loan to Value 90%
^{Fixed to 31/10/2012}	^{Reverting to a variable rate of}	^{The overall cost for comparison is}
6.69% fixed	4.99% variable	5.5% APR

This product is currently not available to mortgage intermediaries.

Key features
Property location	The property must be located within one of the following Midlands counties - West Midlands, Staffordshire, Shropshire, Derbyshire, Nottinghamshire, Leicestershire, Warwickshire, Herefordshire, Worcestershire, Oxfordshire, Northamptonshire and Gloucestershire unless the customer is an existing borrower. Existing borrower applications are considered nationwide up to 90% loan to value.
Higher Lending Charge	We cover the cost of any higher lending charge.
Early repayment charge	An early repayment charge applies during the fixed rate period.
Arrangement fee	An arrangement fee of 0.4% of the advance is payable and must be added to the loan.
Minimum loan	The minimum amount that you can borrow is £25,000.
Maximum loan	90% of the purchase price or valuation, whichever is lower subject to a maximum amount of £200,000.
Payment methods	Monthly repayments must be made by direct debit.
Mortgage repayment terms	Terms available from 5 years to 40 years.
Insurances	Buildings insurance is conditional but is not a compulsory tied product.
Interest calculation	Interest is calculated daily and added to the loan.