Mortgages

Mortgages you can feel comfortable with

Fixed Rate

to 31 July 2011

Choose to fix your intial mortgage payments.

Call 0800 833853 for a decision in principle

Fixed to 31/07/2011 Reverting to a variable rate of The overall cost for comparison is
6.09% fixed 7.09% variable 7.0% APR

This product is currently not available to mortgage intermediaries.
Our fixed rate mortgage is available for new purchase and remortgage up to a maximum 90% loan to value.

Key features
Property location The property must be located within B, DY, WS or WV postcode areas. Applications outside these postcode areas will only be accepted for existing mortgage and savings members.
Higher lending charge We cover the cost of any higher lending charge.
Early repayment charge An early repayment charge applies during the fixed rate period.
Arrangement fee An arrangement fee of 0.4% of the advance is payable and must be added to the loan.
Maximum loan 90% of the purchase price or valuation, whichever is lower. The maximum loan amount for remortgage purposes is £250,000.
Payment method Monthly repayments must be made by direct debit.
Mortgage repayment terms Terms available from 5 years to 40 years.
Insurances Buildings insurance is conditional but is not a compulsory tied product.
Interest calculation Interest is calculated daily and added to the account.

Further information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The product detailed above may be withdrawn at any time without prior notice.

© The Tipton and Coseley Building Society 2005
www.thetipton.co.uk
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