We are committed to offering highly efficient, personal customer service and developing strong working relationships with our brokers. This is achieved by offering a combination of competitive mortgages and common sense underwriting.

Reasons to talk to the Tipton

• Competitive procuration fees
  
• We do not credit score applications
  
• We do not operate a call centre
  
• Easy access to decision makers
  
• Low arrangement fees

Geographical restrictions

Applications up to 85% LTV are only accepted on properties within the following Midlands counties: West Midlands, Staffordshire, Shropshire, Derbyshire, Nottinghamshire, Leicestershire, Warwickshire, Herefordshire, Worcestershire, Oxfordshire, Northamptonshire and Gloucestershire.

Intermediary support

If you wish to discuss a potential mortgage application, our lending criteria or mortgage products please contact our Business Development Manager, Richard Groom on the numbers below:

Mobile: 07768 174421
Direct line: 0121 521 4028
Direct fax: 0121 520 9617
Email: richard.groom@thetipton.co.uk

Registration process

We are able to accept mortgage applications from all FSA registered mortgage intermediaries. It is not necessary to pre-register with us prior to sumbmitting an application.

Agreement in principle

If you would like to download a copy of our Agreement in Principle form please click here. The completed form should be faxed to the number shown above. Either Richard or a member of our Mortgage Sales team will contact you within 24 hours with a decision.

Residential mortgage applications

If you would like to download a copy of our residential mortgage application click here. (Available for mortgage intermediaries only)

Certified proof of identification and address, with relevant proof of income (3 months payslips and P60 or accounts if self-employed) should accompany all mortgage applications. Completed forms should then be forwarded by post to our Tipton Head Office at:

Tipton & Coseley Building Society
70 Owen Street,
Tipton,
West Midlands,
DY4 8HG.

Mortgage applications may also be submitted electronically using the Mortgage Trading Exchange (MTE).

Key Facts Illustrations

If you would prefer a Key Facts Illustration direct from us please call Richard with your clients details on 0121 521 4028. He will arrange for a copy of the Key Facts Illustration to be emailed to you as instructed.

Quick links

Quick links

Agreement in Principle Form

Residential Mortgage Application Form

Income multiples

Affordability calculator

Procuration fees

Lending criteria

Valuation fees

Tariff of charges