| Underwriting criteria | |
| Maximum age | Upon completition of the mortgage term the youngest borrower must not exceed a maximum age of 70 years. |
| Minimum age | Minimum age for all applicants is 18 years. |
| Mortgage term | Mortgage terms available from 5 years to 30 years. |
| Sole practitioners | We do not appoint sole practitioner solicitors or licensed conveyancers to our panel. |
| Credit history | CCJ's, arrears history and top-up loans are NOT accepted or considered. |
| Flats | We do not accept all types of flats. Please contact us prior to any application in order to obtain approval. |
| Builders Gifted Deposits | We do not accept Builders Gifted Deposits. |
| Non-traditional construction | We do not lend on certain types of non-traditional construction. Please contact us prior to application in order to obtain approval. |