The Tipton & Coseley Building Society
Mortgages
Mortgages you can feel comfortable with
Remortgage Discount
until 31 March 2013
Choose to discount your intial mortgage payments.
Call 0800 833853 for a decision in principle
| Maximum Loan to Value 75% | ||
| 1.10% discount to 31/03/2013 | Reverting to a variable rate of | The overall cost for comparison is |
| 3.89% variable | 4.99% variable | 4.8% APR |
| Maximum Loan to Value 80% | ||
| 0.80% discount to 31/03/2013 | Reverting to a variable rate of | The overall cost for comparison is |
| 4.19% variable | 4.99% variable | 4.9% APR |
Mortgage intermediaries should refer to the Mortgage Intermediaries page for product availability.
| Key Features | |
| Property Location | The property must be located within B, DY, WS or WV postcodes areas. |
| Incentives | A cashback of £250 will be paid on completion of the mortgage. |
| Solicitors fees | If you choose to use our solicitors we will cover the cost of the standard legal fees. If you choose your own solicitors we will give you £250 cashback towards your costs. |
| Early repayment charge | An early repayment charge applies during the discount rate period. |
| Arrangement Fee | An arrangement fee of 0.4% of the advance is payable and must be added to the loan. |
| Minimum Loan | The minimum amount that you can borrow is £30,000. |
| Maximum loan | The maximum amount that you can borrow is subject to certain limits if your loan to value is over 75%. |
| Payment method | Monthly repayments must be made by direct debit. |
| Mortgage repayment terms | Terms available from 5 years to 40 years. |
| Insurances | Buildings insurance is conditional but is not a compulsory tied product. |
| Interest calculation | Interest is calculated daily and added to the account. |
Further information
Your home may be repossessed if you do not keep up repayments on your mortgage.
The product detailed above may be withdrawn at any time without prior notice.
© The Tipton and Coseley Building Society 2009
www.thetipton.co.uk