Fixed Rate Bond until 30.11.26

Fixed Rate Bond until 30 November 2026. 

When you’re ready to open your account, simply download and complete an application form.

The fixed rate below applies from 17 October 2024:

£1,000 plus - 3.75% gross / AER fixed until 30 November 2026.

The interest rate is dependent on the term of the fixed rate. Interest is calculated daily and paid annually on the anniversary of the date you opened the account and at maturity (on 30 November 2026).

When you’re ready to open your account, simply download and complete an application form.

The interest rate on your account is fixed and won't change before 30 November 2026.

When you’re ready to open your account, simply download and complete an application form.

The balance at the end of the fixed rate term based on a deposit of £1,000 with an interest rate of 3.75% gross / AER (fixed) would be £1,081.38.

This estimation is an example only and assumes:

• the account is opened on 17 October 2024; 
• there are no additional deposits or withdrawals made; 
• interest is paid gross and added to the account annually on the anniversary of the date you opened the account and at maturity (on 30 November 2026); and
• there is no change to the interest rate. 

This estimation is only an example and does not take into account any individuals circumstances. 

When you’re ready to open your account, simply download and complete an application form.

You can open an account at any of our branches without an appointment or, through the post by sending us a completed application form with a cheque payable to yourself for your initial deposit. Application forms can be posted to you on request, collected in branch, or printed from our website. To view our acceptable identification, please click here.

The account is available for anyone aged 16 or over. Joint accounts can be opened. 

The minimum amount to open this account is £1,000. The maximum amount that can be held in this account is £250,000. Opening balances made by electronic payment must be sent within 14 days of opening your account, or the account will be automatically closed. 

You can add money to your account within 14 days from opening. After this, you cannot add money to your account until 1 December 2026. 

When you’re ready to open your account, simply download and complete an application form.

No withdrawals, including closure of the account and withdrawal of any interest, are allowed until after maturity on 30 November 2026. 

We will contact you at least 14 days before 30 November 2026 to give your options for maturity. If we don't hear back from you before 30 November 2026, we will automatically rollover your account to another one in our range, which could include another fixed rate account. If you choose any other option, this will be processed on the next working day after 30 November 2026. 

Please be aware, for all fixed rate bond accounts held in joint names, both account holders are required to sign for any future maturity declarations. 

When you’re ready to open your account, simply download and complete an application form.

Interest is paid without tax deducted.

The Tipton offer a range of savings accounts on a non-advised basis. There may be another savings account which may have a higher rate of interest and/or be better suited to your personal needs. Please speak to a member of the team for other product information.

Interest rates explained:

• Gross means the contractual rate of interest payable.
• AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Issued date: 17 October 2024

When you’re ready to open your account, simply download and complete an application form.

Fixed Rate Bond to 30 November 2026 (Mobile App Account)

When you're ready to open an account you'll need to download the Tipton app.

The fixed rate below applies from 17 October 2024:

£1,000 plus - 3.75% gross / AER fixed until 30 November 2026.

The interest rate is dependent on the term of the fixed rate. Interest is calculated daily and paid annually on the anniversary of the date you opened the account and at maturity (on 30 November 2026).

When you're ready to open an account you'll need to download the Tipton app.

The interest rate on your account is fixed, and won't be changed before 30 November 2026. 

When you're ready to open an account you'll need to download the Tipton app.

The balance at the end of the fixed rate term based on a deposit of £1,000 with an interest rate of 3.75% gross / AER (fixed) would be £1,081.38.

This estimation is an example only and assumes:

• the account is opened on 17 October 2024; 
• there are no additional deposits or withdrawals made; 
• interest is paid gross and added to the account annually on the anniversary of the date you opened the account and at maturity (on 30 November 2026); and 
• there is no change to the interest rate. 

This estimation is an example only and does not take into account any individuals circumstances. 

When you're ready to open an account you'll need to download the Tipton app.

You can open the account via the Tipton App only, available in the Google Play Store and Apple Store. 

To open and operate your account with the Tipton App, you will need to choose a bank account account as your nominated bank account. This means all deposits into your fixed rate bond must come from this nominated account. All withdrawals must also be sent to this nominated account. 

The account is available for anyone aged 18 or over. Joint accounts cannot be opened. 

The minimum amount to open this account is £1,000. The maximum amount that can be held in this account is £100,000. Opening balances must be made by electronic payment from your nominated bank account, and must be sent within 14 days of opening your account, or the account will be automatically closed. 

You can add money to your account within 14 days from opening. After this, you cannot add money to your account until 1 December 2026. 

When you're ready to open an account you'll need to download the Tipton app.

No withdrawals, including closure of the account and withdrawal of any interest, are allowed until after maturity on 30 November 2026. 

At maturity, cash or cheque withdrawals are not allowed. Withdrawals must be made by electronic transfer to your nominated account only. 

We will contact you by email at least 14 days before 30 November 2026, to give your options for maturity. If we don't hear back from you before 30 November 2026, we will automatically rollover your account to another one in our range, which could include another fixed rate account. If you choose any other option, this will be processed on the next working day after 30 November 2026. 

When you're ready to open an account you'll need to download the Tipton app.

Interest is paid without tax deducted.

The Tipton offer a range of savings accounts on a non-advised basis. There may be another savings account which may have a higher rate of interest and/or be better suited to your personal needs. Please speak to a member of the team for other product information.

Interest rates explained:

• Gross means the contractual rate of interest payable.
• AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Issued date: 17 October 2024

When you're ready to open an account you'll need to download the Tipton app.