arrangement fee
This fee can be paid upfront or added to the mortgage amount. If the fee is added to the mortgage then interest will be payable on the fee at the same rate as the mortgage.
£1999
booking fee
This fee must be paid on application. We are unable to accept payment of the fee by credit card.
no fee
initial rate
3.05% fixed until 31 March 2027
3.05%
followed by our BTLVR 5.44%
The overall cost for comparison is 4.8% APRC

Fixed until 31/03/2027 . Early Repayment Charges apply. . This product may be withdrawn at any time.

Product key features

Product related fees

There is an arrangement fee of £1,999, that can be deducted from the mortgage amount or added to the amount borrowed.

If your client chooses to add the fee to their mortgage, they'll pay interest on the fee at the same rate as their mortgage.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage amounts

There is a minimum mortgage amount of £100,000.

The maximum mortgage amounts for this product are tiered by loan to value:

  • Up to 50% LTV: maximum loan of £950,000
  • Up to 60% LTV: maximum loan of £700,000
  • Up to 70% LTV: maximum loan of £500,000

The maximum loan to value is 70%.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage repayment terms

Your client can repay their mortgage over a minimum of 5 years and a maximum of 35 years.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Early Repayment Charges

Early Repayment Charges apply during the product term. Up to 10% of the original mortgage amount can be overpaid each year without charge, however, if the mortgage is redeemed or switched to another product during the product term, then the Early Repayment Charge will apply.

The Early Repayment Charge will be:

  • 6% of the amount repaid until 31/03/2022;
  • 5% of the amount repaid until 31/03/2023;
  • 4% of the amount repaid until 31/03/2024;
  • 3% of the amount repaid until 31/03/2025; 
  • 2% of the amount repaid until 31/03/2026; and
  • 1% of the amount repaid until 31/03/2027.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Here to help you...

  • Discuss your new decision in principle
  • Answer any of your buy to let questions
  • Discuss our rental income requirements
  • Talk through our lending criteria
Faye is here to help you with your case 0121 521 4000*
Our lines are open:
Monday - Friday9:00 - 17:00
Saturday - SundayClosed
*Calls from landlines are charged at the standard rate. Calls from mobiles may vary.

Your property may be repossessed if you do not keep up repayments on your mortgage.