Available via our associated Packagers
Loan to income over 5 times is available via our approved panel of packagers, AToM, Complete FS and Manor Mortgages.
Once affordability is satisfied, we apply an income multiple to determine the maximum level of borrowing. The maximum multiples achievable, both direct and via our packagers are detailed below.
Loan to value 90% and below
Income of highest earner is:
- Up to £19,999 - 4.5 times
- Over £20,000 and up to £34,999 - 4.5 times direct and 5 times via a packager
- Over £35,000 and up to £49,999 - 4.5 times direct and 5.5 times via a packager
- Over £50,000 - 5 times direct and 6 times via a packager