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Calculate the income needed.

Some details about your client and their mortgage

The calculation is based on a basic rate tax payer. If your client is a higher rate tax payer then a different calculation applies. Please contact us to confirm minimum rental income requirements.

We define a first time landlord as any landlord that has not held a property on a buy to let basis at any point in the past 12 months.
The maximum loan to value we can accept is 70%.
This is the minimum level of rental income that your clients must receive in order to be eligible.

The maximum loan to value we can accept is 70%

Your property may be repossessed if you do not keep up repayments on your mortgage.