2 year discount 75% LTV [ZD003]
Discounted until 30/11/2019.
Early Repayment Charges apply.
This product may be withdrawn at any time.
Product key features
Product related fees
There is a £99 booking fee that must be paid on application. This fee is non-refundable and non-transferable.
Valuation fee contribution: We will contribute £275 towards the cost of one standard mortgage valuation.
There is a minimum mortgage amount of £50,000.
This product has a maximum mortgage amount of £450,000.
There is a minimum property value of £75,000 which increases to £250,000 for properties located within the M25 corridor.
The maximum loan to value is 75%.
Interest rate floor
The interest rate is floored and cannot fall below 1.34%.
Mortgage repayment terms
The minimum repayment term is 5 years and the maximum repayment term is 35 years.
Early Repayment Charges
Up to 10% of the original mortgage amount can be repaid each year without charge. If the mortgage is redeemed or switched to another product during the discount rate product term then an Early Repayment Charge will apply.
The Early Repayment Charge will be calculated at:
- 2% of the amount repaid until 30/11/2018; and
- 1% of the amount repaid until 30/11/2019.
We are here to help you...
- Discuss your new case
- Help with your existing case
- Discuss our criteria
- Talk through affordability
Your home may be repossessed if you do not keep up repayments on your mortgage.