2 year discount 90% LTV [D579]

Discounted for 2 years

Early Repayment Charges apply.

This product may be withdrawn at any time.

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arrangement fee
This fee can be paid upfront or added to the mortgage amount. If the fee is added to the mortgage then interest will be payable on the fee at the same rate as the mortgage.
booking fee
This fee must be paid on application. We are unable to accept payment of the fee by credit card.
no fee
initial rate
2.30% discount from our SVR for 2 years
followed by our SVR 5.24%
The overall cost for comparison is 5.0% APRC

Product key features

Product related fees

There is an arrangement fee of £999. This fee can be paid up front by deducting the fee from the amount borrowed, or alternatively adding the fee to the mortgage amount.

Mortgage amounts

There is a minimum mortgage amount of £50,000.

This product has a maximum mortgage amount of £350,000.

We have a minimum property value of £75,000 which increases to £250,000 if the property is located inside the M25 corridor.

The maximum loan to value for this product is 90%.

Interest rate floor

The interest rate is floored and therefore cannot reduce below 2.69%.

Mortgage repayment terms

A minimum mortgage term of 5 years applies. There is also a maximum term of 35 years.

Early Repayment Charges

We allow your client to overpay 10% of the original mortgage amount each year without charge. If they switch products or redeem their mortgage during the product term they will be subject to the full Early Repayment Charge.

The Early Repayment Charge reduces each year as follows:

  • 2% of the amount repaid during the first year; then
  • 1% of the amount repaid during the second year.
Speak to Nicola, our Business Development Manager today 0121 521 4045* Getting in touch
Our lines are open:
Monday - Friday9:00 - 17:00
Saturday - SundayClosed
*Calls from landlines are charged at the standard rate. Calls from mobiles may vary.

Happy to help you...

  • Talk about your clients needs
  • Process your decision in principle
  • Answer any questions
  • Discuss any existing cases

Your home may be repossessed if you do not keep up repayments on your mortgage.