2 year fixed 90% LTV [F457]

Fixed until 28/02/2022

Early Repayment Charges apply.

This product may be withdrawn at any time.

arrangement fee
This fee can be paid upfront or added to the mortgage amount. If the fee is added to the mortgage then interest will be payable on the fee at the same rate as the mortgage.
booking fee
This fee must be paid on application. We are unable to accept payment of the fee by credit card.
no fee
initial rate
3.24% fixed rate to 28 February 2022
followed by our SVR 5.24%
The overall cost for comparison is 5.0% APRC

Product key features

Product related fees

There's an arrangement fee of £999. This fee can be paid up front by deducting the fee from the mortgage amount or added to the amount borrowed.

If your client adds the fee to their mortgage they will pay interest on the fee at the same rate as their mortgage.

Mortgage amounts

The minimum mortgage amount is £50,000 and the maximum mortgage amount is £350,000.

The minimum property value is £75,000 increasing to £250,000 for properties located within the M25 corridor.

The maximum loan to value is 90% of the purchase price or valuation, whichever is lower.


Mortgage repayment terms

The minimum repayment term is 5 years and the maximum repayment term is 35 years.

Early Repayment Charges

Up to 10% of the original mortgage amount can be overpaid each year without charge. Payments in excess of 10% will incur an Early Repayment Charge.

In addition, if the mortgage is redeemed or switched to another product during the discount rate product term then an Early Repayment Charge will apply.

The Early Repayment Charge will be calculated at:

  • 3% until 29 February 2020;
  • 2% until 28 February 2021; and
  • 1% until 28 February 2022.
Faye is here to help you with your case 0121 521 4000* Getting in touch
Our lines are open:
Monday - Friday9:00 - 17:00
Saturday - SundayClosed
*Calls from landlines are charged at the standard rate. Calls from mobiles may vary.

We are happy to help you...

  • Find the best mortgage for your client
  • Answer any questions
  • Discuss your existing cases
  • Understand our critera
"Thank you for your help and assistance in this case, it takes me back to the good old days of everything being manually underwritten." Peter Matthews
Charles Derby Mortgage Bureau

Your home may be repossessed if you do not keep up repayments on your mortgage.