3 year fixed 75% LTV [F473]

Fixed until 30/04/2024

Early Repayment Charges apply.

This product may be withdrawn at any time.

 
arrangement fee
This fee can be paid upfront or added to the mortgage amount. If the fee is added to the mortgage then interest will be payable on the fee at the same rate as the mortgage.
£999
booking fee
This fee must be paid on application. We are unable to accept payment of the fee by credit card.
no fee
initial rate
2.34% fixed until 30 April 2024
2.34%
followed by our SVR 4.94%
The overall cost for comparison is 4.1% APRC
 

Product key features

Product related fees

There is an arrangement fee of £999. This can be paid upfront by deducting the fee from the amount your client borrows. Alternatively, they can add the fee to the mortgage amount. If your client adds the arrangement fee to their mortgage, they will pay interest on the fee at the same rate as their mortgage.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage amounts

There is a minimum mortgage amount of £100,000.

This product has a maximum mortgage amount of £500,000.

The minimum property value is £75,000 increasing to £250,000 for properties located within the M25 corridor.

The maximum loan to value is 75% of the purchase price or valuation, whichever is the lowest.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage repayment terms

The minimum term your client can repay their mortgage over is 5 years. The maximum repayment term is 35 years.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Early Repayment Charges

Your client can overpay up to 10% of the original mortgage amount each calendar year. If more than this is repaid, including at redemption or switching products they will be liable for the full Early Repayment Charge.

The Early Repayment Charge is calculated against the amount repaid as follows:

  • 4% of the amount repaid until 30 April 2021; 
  • 3% of the amount repaid until 30 April 2022;
  • 2% of the amount repaid until 30 April 2023; and
  • 1% of the amount repaid until 30 April 2024.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Faye is here to help you with your case 0121 521 4045* Getting in touch
Our lines are open:
Monday - Friday9:00 - 17:00
Saturday - SundayClosed
*Calls from landlines are charged at the standard rate. Calls from mobiles may vary.

Here to help

  • Discuss a potential case
  • Provide you with updates on your case
  • Explain our criteria
  • Help you understand our affordability rules

Your home may be repossessed if you do not keep up repayments on your mortgage.