5 year fixed 85% LTV

We always recommend that you initially complete a decision in principle which allows us to have a look over your case to see if your clients meet our lending criteria, and there's no need to register with us before submitting a decision in principle.

You can access our online form from our decision in principle page. Alternatively you can download a pdf form to complete, we'll require a scanned copy to be emailed to newbusiness@thetipton.co.uk. You're able to sign on behalf of your client at this stage.

When we receive your completed decision in principle form, we aim to get back to you within 24 hours with an initial lending decision.

To submit an application using our online submission process you must have previously completed an online decision in principle.

We don't require you to enter any information you've previously provided in a decision in principle, so there's no time wasted duplicating data. If there's any supporting documents you need to send to us, you can attach these to the application using the attachment buttons in the additional information section.

At the end of the form ensure your electronic signature has been entered and click 'Finish' to send the application direct to your client for them to add their own electronic signature. The submission process will not be complete until your clients have signed the form. You're able to save a copy of the form for your own records.

Electronic signatures will enable us to begin processing your application however we'll require a completed Direct Debit form to be sent to us by post at our Tipton head office.

If you've previously completed a paper-based decision in principle for your client or if you'd prefer to complete our paper-based application, you can download copies of our PDF forms.

When you're ready to submit an application with us, complete the form and scan a copy into us at newbusiness@thetipton.co.uk. If you send an electronic copy, we'll require the original signed document to be posted to us to confirm your clients signatures on the application form.

Procuration fee payments are made during the first week of the month following completion of your mortgage case. All payments are sent by BACS transfer, so please allow up to 5 days for any payment to reach your bank account.

Our Business Development team is here Monday to Friday, from 9am until 5pm. To speak to our Business Development team please call 0121 521 4000 or email us on newbusiness@thetipton.co.uk. Alternatively, you can contact one of our Business Development Managers, Phil Lawford on 07719 570123 or Paul Sawford 07395 790267.

When we've issued your client with a mortgage offer this is valid for six months.

Booking fees and valuation fees must be paid when you submit your application. If the product you've selected for your clients has an arrangement fee this can either be added to the mortgage amount or paid upfront by deducting the fee from the amount borrowed.