Our mortgage customers say...
Mortage customer read more"You soon get to know the people you are dealing with, which helps to take the stress out of your mortgage."Mrs Main
Discounted for 3 years
This product may be withdrawn at any time.
There is a minimum mortgage amount of £50,000.
This product offers a maximum mortgage amount of £250,000.
The minimum property value is £75,000, increasing to £250,000 for properties located within the M25 corridor.
The maximum loan to value is 95%.
Your interest rate is discounted from our Standard Variable Rate and cannot fall below 3.29%.
The minimum repayment term is 5 years and the maximum repayment term is 35 years.
No Early Repayment Charges apply to this product.
The mortgage tariff of charges details the various fees and charges that may apply during the term of your mortgage.
A mortgage of £200,000 payable over 26 years initially on a discounted variable rate for 3 years from inception, currently 3.54% (equal to a 1.70% discount from our SVR) and then our SVR, currently 5.24% for the remaining term would require an initial payment of £1,000.99 followed by 35 monthly payments of £981.53 and 276 monthly payments of £1,155.66.
The total amount payable would be £355,151.70 made up of the mortgage amount plus interest (£154,316.70) with a mortgage valuation fee of £535, legal fees of £150, a telegraphic transfer fee of £25 and mortgage exit fees of £125.
The overall cost for comparison is 4.9% APRC representative.
Monday - Tuesday | 09:00 - 17:00 |
Wednesday | 09:30 - 17:00 |
Thursday - Friday | 09:00 - 17:00 |
Saturday | 09:00 - 12:00 |
Sunday | Closed |
Our mortgage customers say...
Mortage customer read more"You soon get to know the people you are dealing with, which helps to take the stress out of your mortgage."Mrs Main
Our mortgage customers say...
Mortgage customer read more"My experience with the Society has allowed me to get a mortgage I am happy with and I know they are only at the other end of the phone if and when I need them."Miss Savell-Boss
Your home may be repossessed if you do not keep up repayments on your mortgage.