3 year discount 95% loan to value

Discounted for 3 years

This product may be withdrawn at any time.

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monthy repayment
This figure is a projection only and may differ from your actual monthly repayment
£956.84
arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.
no fee
booking fee
This fee must be paid when you apply for your mortgage.
no fee
initial rate
1.70% discount from our Standard Variable Rate for 3 years
3.29%
followed by our SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.
4.99%
the overall cost for comparison is 4.7% APRC
 

Product key features

Mortgage amounts

There is a minimum mortgage amount of £50,000.

This product offers a maximum mortgage amount of £250,000.

The minimum property value is £75,000, increasing to £250,000 for properties located within the M25 corridor.

The maximum loan to value is 95%.

Interest rate floor

Your interest rate is discounted from our Standard Variable Rate and cannot fall below 3.29%.

Mortgage repayment terms

The minimum repayment term is 5 years and the maximum repayment term is 35 years.

Early Repayment Charges

No Early Repayment Charges apply to this product.

Mortgage tariff of charges

The mortgage tariff of charges details the various fees and charges that may apply during the term of your mortgage.

Representative example

A mortgage of £209,400 payable over 28 years initially on a discounted variable rate for 3 years from inception, currently 3.29% (equal to a 1.70% discount from our SVR) and then our SVR, currently 4.99% for the remaining term would require an initial payment of £973.44 followed by 35 monthly payments of £954.52 and 300 monthly payments of £1,138.93.

The total amount payable would be £376,685.64 made up of the mortgage amount plus interest (£166,660.64) with a mortgage valuation fee of £325, legal fees of £150, a telegraphic transfer fee of £25 and mortgage exit fees of £125.

The overall cost for comparison is 4.7% APRC representative.

Zoe, from our mortgage team is happy to help 0121 557 2551* Contact Us
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Our mortgage customers say...

"You soon get to know the people you are dealing with, which helps to take the stress out of your mortgage." Mrs Main
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Your home may be repossessed if you do not keep up repayments on your mortgage.