You can open an account at any of our branches without an appointment, or through the post by sending us a completed application form with a cheque payable to yourself for your initial deposit. Application forms can be posted to you on request, collected in branch, or printed from our website.
The account is available for anyone aged 16 or over. Joint accounts cannot be opened.
The account is only available for UK residents and your National Insurance Number will be needed at the time of account opening.
The minimum amount to open this account is £1,000. You must have at least £1,000 in the account to keep it open. Opening balances made by electronic payment must be sent within 14 days of opening your account, or the account will automatically be closed. The maximum amount that can be held in this account is £250,000.
You can add money to your account within 14 days from opening. After this, you cannot add money to your account until 1 April 2025.
The ISA allowance for this tax year is £20,000, which can be split between Cash and Stocks and Shares ISAs. You can only pay into one ISA per tax year. Please note, we do not provide Stocks and Shares ISAs at the Tipton.
We will allow you to transfer your balance from a cash ISA with another provider into this account.
You can view your balance and recent transactions on the Tipton App, available in the Google Play Store and Apple Store.
When you’re ready to open your account, simply download and complete an application form.