30 Day Notice ISA

This product may be withdrawn at any time.

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gross/AER
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
1.25%
notice for withdrawals
Some of our accounts require you to give notice before you can withdraw money from your account. Further details on the withdrawal restrictions that apply to the account can be found in the section titled - 'Can I withdraw money?' - in the Summary box.
30 days
age restriction
Minimum or maximum age you must be to open this account.
16 years and over
 

Your savings account

Make the most of your savings and maximise your tax free returns with our new 30 Day Notice ISA. A safe and straightforward way to achieve your savings goals.

Key features

  • Tax free savings
  • Withdrawals require 30 days notice
  • Minimum opening deposit: £100

Summary box

Account name

30 Day Notice ISA

When you're ready to open your account simply download and complete an application form.

What is the interest rate?

The variable rate below applies from 3rd May 2019. Interest is calculated daily and paid annually on 5th April.

£100 plus – 1.25% gross/AER

When you're ready to open your account simply download and complete an application form.

Can Tipton & Coseley Building Society change the interest rate?

We are able to change the interest rate at any time. Further information can be found in section 7 of our Terms and Conditions for Savings Accounts.

When you're ready to open your account simply download and complete an application form.

What would the estimated balance be at the end of the term?

The balance after 12 months on an initial deposit of £1,000 with an interest rate of 1.25% gross/AER (fixed) would be £1,012.50.

This estimation is an illustration only and assumes:

  • the account is opened on 6 April
  • there are no additional deposits or withdrawals made
  • interest is paid back into the account
  • there is no change to the interest rate
  • interest is paid gross on 5 April.

When you're ready to open your account simply download and complete an application form.

How do I manage and open my account?

You must be aged 16 or over to open an account. Joint accounts can’t be opened and we don’t accept transfers in from other ISA providers.

The minimum opening balance is £100.

Accounts can be opened at any of our branches, there's no need for an appointment. If you can't get to our branches then you can open your account by post, just send us your application form and a cheque payable to yourself. To open an ISA we need your National Insurance number.

You can pay in up to the annual ISA allowance each tax year. The allowance is set by the Government and for the current tax year is £20,000.  A maximum of £100,000 may be deposited in the account.

You can pay in money by cash or cheque at any of our branches or by cheque through the post. You can also pay into your account by standing order.

This product may be withdrawn at any time.

When you're ready to open your account simply download and complete an application form.

Can I withdraw money?

Withdrawals require 30 days’ notice or 30 days interest lost on amount withdrawn.

Closure or Transfer to another provider allowed subject to 30 days’ notice or loss of 30 days interest. If you decide to close your account after 14 days of opening, but before 30 days’ notice is accrued, you will still experience a 30 days loss of interest. This means you could get back less than you originally deposited.

We aim to complete transfers out within 5 working days.

Standard branch limits apply.

When you're ready to open your account simply download and complete an application form.

Additional information

Interest is paid without tax deducted.

If you decide within 14 days of opening, that the account you’ve chosen isn’t right for you, you can have your money back without charge.

If you cancel your ISA within this period you’re free to subscribe to another ISA in the same tax year. Any interest paid will be exempt from tax.

Gross means the contractual rate of interest payable.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

When you're ready to open your account simply download and complete an application form.

Gayle, from our savings team is happy to help 0121 557 2551* Contact Us
Our lines are open:
Monday - Tuesday09:00 - 17:00
Wednesday09:30 - 17:00
Thursday - Friday09:00 - 17:00
Saturday09:00 - 12:00
SundayClosed
*Calls from landlines are charged at the standard rate. Calls from mobiles may vary.

We can help you to...

  • Open a new account
  • Answer any of your questions
  • Discuss your savings options
  • Discuss your existing account

Great, lets go

To get started you just need to download the application form. You'll also need your initial deposit, which if it a cheque, will need to be payable to yourself.

You should also read our Terms and Conditions for Savings Accounts leaflet and the Deposit Guarantee Scheme Information Sheet first.

If you are a new savings customer then you must sign future windfall rights to our Charitable Foundation.


Our savings customers say...

"Whenever I visit Tipton & Coseley I'm dealt with quickly, on a one to one basis making each visit convenient and ideal." Mrs Cooke
Savings customer read more

Our savings customers say...

"The staff are really friendly and welcoming and always ask how I am, I feel like I can have a chat with them." Mrs Thomson
Savings customer read more