Mortgage Guides
We understand that mortgages can seem confusing and you might not know where to start. That's why we've developed some helpful guides to make your mortgage experience a little less daunting. Our Mortgage Advisers are here to help you throughout your journey, allowing you to enjoy the excitement that comes with moving home, buying your first home or even extending your existing home.
Please choose your guide below.
First time buyer guide
A comprehensive guide to help first time buyers gain an understanding of what to expect when buying their first home. This guide will cover each step of the journey and gives you some useful tips.
Understanding mortgages
An in-depth guide to help you get some basic knowledge and understand the essentials about mortgages to get you started. This is a useful tool for both first time buyers and home movers.
A guide to rate switching
Designed for our current mortgage customers. A detailed guide that explains what happens when your current mortgage product comes to an end, how we will contact you and what you need to do.
Mortgage glossary
An A-Z of commonly used mortgage terms but using language you'll feel comfortable with, helping you understand all the jargon that's out there.
A guide to additional borrowing
A useful guide if you are looking to borrow some extra money. It explains the circumstances that we will offer additional borrowing and how to go about applying.
Government Schemes
There are many Government Schemes available, all designed to help first time buyers make the first step onto the property ladder. This guide will give you an understanding of what Government Schemes are available and which ones we will consider.
A guide to remortgaging
Remortgaging can be confusing, this easy to understand guide is designed to make the process as straightforward as possible.
A guide to moving home
Making the decision to move home is a big one. This guide is here to help you understand what you will need to do, from arranging a new mortgage to considering the costs associated with moving.
A guide to selling your home
Selling your existing home can be a complicated task with many people not knowing where to start. This guide aims to make selling your home easier with some handy tips to help you get started.
Financial difficulties
We understand that some people may experience financial difficulties during the term of their mortgage. This guide is here to help you understand how we can help.
Does my Ex have to pay half of the mortgage?
We recognise that your personal family circumstances may change. This informative guide is here to help you understand your different options in relation to your mortgage when going through a separation.
15 year Vs 30 year mortgage, what's the difference?
Trying to decide the length of your mortgage can seem like a confusing task. Our guide is here to help you determine what you think is best for you and your future.
Are second mortgages tax deductible?
If you're a landlord, find out everything you need to know about tax and second mortgages. See where you stand by reading our handy online guide.
What mortgage is the easiest to qualify for?
Depending on the type of mortgage you are looking for, different rules will apply. Find out all you need to know about qualifying for a mortgage, from credit scores, to small deposits.