Mortgage products
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Residential purchase 2 year fixed 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.49%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£499.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Residential purchase 2 year fixed 90% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.19%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£499.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Residential purchase 2 year discount 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.49% (2.35% discount from our Standard Variable Rate until 31 January 2028)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Ex-pat buy to let purchase 5 year fixed rate
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.28% fixed until 31 January 2031
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.34%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,499.00
APRC
the overall cost for comparison is7.2%
Ex-pat buy to let purchase 5 year fixed rate 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.40% fixed until 31 January 2031
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.34%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,499.00
APRC
the overall cost for comparison is7.3%
Ex-pat buy to let purchase 2 year discount rate 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.33% (3.01% discount from our Buy to Let Variable Rate until 31 January 2028)
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.34%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,499.00
APRC
the overall cost for comparison is7.9%
Shared ownership purchase 5 year fixed 95% LTV (1)
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.09% fixed until 31 January 2031
APRC
the overall cost for comparison is7%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Lending into retirement purchase 5 year fixed
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.14% fixed until 31 January 2031
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£499.00
APRC
the overall cost for comparison is6.7%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Lending into retirement purchase 3 year fixed
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.14% fixed until 31 January 2029
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£499.00
APRC
the overall cost for comparison is7.1%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Retirement interest only purchase 5 year fixed
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.14% fixed until 31 January 2031
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£499.00
APRC
the overall cost for comparison is7%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Retirement interest only purchase 3 year fixed
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.14% fixed until 31 January 2029
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£499.00
APRC
the overall cost for comparison is7.4%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Family assisted mortgage (1)
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.19% (2.65% discount from our Standard Variable Rate)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is5.8%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Credit plus residential purchase 2 year discount 80% LTV (2)
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.29% (2.55% discount from our Standard Variable Rate until 31 January 2028)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is7.5%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
High income multiple purchase 2 year discount 80% LTV (1)
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.29% (2.55% discount from our Standard Variable Rate until 31 January 2028)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is7.5%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Your home may be repossessed if you do not keep up repayments on your mortgage