High income multiple mortgages
Our Higher Income Multiple (HIM) mortgages give you the ability to enhance your borrowing up to 6.5 times your income, helping you achieve your most important financial goals with the support of our personalised underwriting approach.
High income multiple purchase 3 year fixed rate 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.75% fixed until 31 October 2028
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is7.3%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.99%
High income multiple purchase 2 year discount 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.75% (2.24% discount from our Standard Variable Rate until 30 November 2027)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is7.7%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.99%
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Your home may be repossessed if you do not keep up repayments on your mortgage.