Mortgage products

Explore our purchase mortgage products

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Residential purchase 2 year discount 75% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

D673

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.29% (2.85% discount from our Standard Variable Rate until 30 September 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£999.00

APRC

the overall cost for comparison is

7.8%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Residential purchase 3 year fixed 75% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

F612

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.29% fixed until 31 July 2028

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£499.00

APRC

the overall cost for comparison is

7.2%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Residential purchase 3 year fixed 95% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

F613

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.39% fixed until 31 July 2028

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£499.00

APRC

the overall cost for comparison is

7.6%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Ex-pat buy to let purchase 5 year fixed rate

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

EF64

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.5% fixed until 30 June 2030

Followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.64%

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.5%

Learn More

Ex-pat buy to let purchase 5 year fixed rate

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

EF63

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.58% fixed until 30 June 2030

Followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.64%

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.5%

Learn More

Ex-pat buy to let purchase 3 year discount

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

ED23

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.48% (3.16% discount from our Buy to Let Variable Rate until 30 June 2028)

Followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.64%

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.7%

Learn More

Shared ownership purchase 3 year fixed 95% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

SF71

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.29% fixed until 31 July 2028

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Shared ownership purchase 5 year fixed 95% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

SF72

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.33% fixed until 31 July 2030

APRC

the overall cost for comparison is

7.2%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Retirement interest only purchase 3 year fixed

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

FG038

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.39% fixed until 31 July 2028

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£499.00

APRC

the overall cost for comparison is

7.6%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Retirement interest only purchase 3 year discount

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

DG028

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.39% (2.75% discount from our Standard Variable Rate until 31 July 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£999.00

APRC

the overall cost for comparison is

7.7%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Lending into retirement purchase 3 year discount

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

OND22

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.39% (2.75% discount from our Standard Variable Rate until 31 July 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£999.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Lending into retirement purchase 3 year fixed

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

ONF29

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.39% fixed until 31 July 2028

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£499.00

APRC

the overall cost for comparison is

7.3%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Family assisted mortgage

  • No early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

PDT29

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.59% (2.55% discount from our Standard Variable Rate)

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£999.00

APRC

the overall cost for comparison is

6.1%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Credit plus residential purchase 2 year discount 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

CPD02

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.79% (2.35% discount from our Standard Variable Rate until 30 September 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£999.00

APRC

the overall cost for comparison is

7.9%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Credit plus residential purchase 2 year discount 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

CPD03

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.89% (2.25% discount from our Standard Variable Rate until 30 September 2027)

APRC

the overall cost for comparison is

7.9%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More