Residential ex-pat purchase products
Available for first time buyers or home movers. This range is for applicants who are living/working abroad in in one of our recognised countries and are also paid in one of our acceptable overseas currencies.
Residential ex-pat 2 year discount 85% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeID028
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.39% (2.30% discount from our Standard Variable Rate until 30 September 2028)
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£1,699.00
APRC
the overall cost for comparison is7.5%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Residential ex-pat 2 year discount 90% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeID027
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.69% (2.00% discount from our Standard Variable Rate until 31 August 2028)
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Residential ex-pat 2 year fixed 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeIF043
Initial rate
Your rate is fixed and won’t change until the end of the product term5.29% fixed until 30 November 2028
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£900.00
APRC
the overall cost for comparison is7.4%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Residential ex-pat 2 year fixed 90% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeIF040
Initial rate
Your rate is fixed and won’t change until the end of the product term5.84% fixed until 31 October 2028
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£900.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Residential ex-pat 3 year fixed 90% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeIF041
Initial rate
Your rate is fixed and won’t change until the end of the product term5.70% fixed until 31 October 2029
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£1,400.00
APRC
the overall cost for comparison is7.3%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Residential ex-pat 5 year fixed 90% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeIF042
Initial rate
Your rate is fixed and won’t change until the end of the product term5.84% fixed until 31 October 2031
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£1,900.00
APRC
the overall cost for comparison is7.0%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
