Residential purchase products
Available in England & Wales, a range of products and criteria that provide a mortgage solution to support first time buyers and home movers who don’t meet High Street lenders criteria or require a personalised underwriting approach.
Residential purchase 3 year fixed 75% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeF630
Initial rate
Your rate is fixed and won’t change until the end of the product term5.78% fixed until 31 July 2029
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£1,400.00
APRC
the overall cost for comparison is7.3%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Residential purchase 3 year fixed 85% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeF631
Initial rate
Your rate is fixed and won’t change until the end of the product term5.98% fixed until 31 July 2029
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£751.00
APRC
the overall cost for comparison is7.4%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Residential purchase 3 year fixed 90% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeF632
Initial rate
Your rate is fixed and won’t change until the end of the product term6.10% fixed until 31 July 2029
APRC
the overall cost for comparison is7.4%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
