Mortgages into retirement
This range is for customers who are already in retirement or going to go into retirement during the mortgage term.
Retirement interest only purchase 3 year fixed 60% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeFG054
Initial rate
Your rate is fixed and won’t change until the end of the product term5.94% fixed until 31 December 2029
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£900.00
APRC
the overall cost for comparison is7.5%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Retirement interest only purchase 5 year fixed 60% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeFG055
Initial rate
Your rate is fixed and won’t change until the end of the product term5.99% fixed until 31 December 2031
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£900.00
APRC
the overall cost for comparison is7.3%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Lending into retirement purchase 3 year fixed 70% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeONF45
Initial rate
Your rate is fixed and won’t change until the end of the product term5.94% fixed until 31 December 2029
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£900.00
APRC
the overall cost for comparison is7.3%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Lending into retirement purchase 5 year fixed 70% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeONF46
Initial rate
Your rate is fixed and won’t change until the end of the product term5.99% fixed until 31 December 2031
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£900.00
APRC
the overall cost for comparison is7.1%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
