Mortgages into retirement

This range is for customers who are already in retirement or going to go into retirement during the mortgage term.

What is the property purchase price?
£
How much is your deposit?
£
Select a rate

Lending into retirement purchase 5 year fixed 70% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

ONF33

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.14% fixed until 31 January 2031

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£499.00

APRC

the overall cost for comparison is

6.7%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Lending into retirement purchase 3 year fixed 70% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

ONF34

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.14% fixed until 31 January 2029

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£499.00

APRC

the overall cost for comparison is

7.1%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Retirement interest only purchase 5 year fixed 60% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

FG042

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.14% fixed until 31 January 2031

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£499.00

APRC

the overall cost for comparison is

7%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Retirement interest only purchase 3 year fixed 60% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

FG043

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.14% fixed until 31 January 2029

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£499.00

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More