Need a quick lending decision?

Complete a decision in principle form

You will need to register with us when you are ready to submit your first decision in principle, and if you haven't submitted business with us within the last 12 months. Our registration form is included within our Decision in Principle form. 

You can submit a decision in principle request using our online submission process. Completing our online form is quick and easy, just click the relevant button below and then enter your clients details into the form. If you have any documents to support your request, these can be added using the attachment button in the additional information section of the form.

When you've completed the form enter your electronic signature and click 'Finish' to send your request. You're then able to save a copy of the form with all the information you've entered for your own records.


We'll email you directly with our initial lending decision and, if your request is approved, include a link to our online application form for you to complete the process.

When you submit your request you'll need to provide your clients with a copy of our Privacy Notice. You can download a copy from our Privacy Notice page.

Response times

We aim to reply to all decision in principle submissions within 72 hours, so you can find out whether your clients fit our criteria.

Call us today to discuss your case

Speak to our Telephone Business Development Team on 0121 521 4000 or email us and we'll call you back! Alternatively, you can find out who your local Business Development Manager is here.

Our lines are open:

Monday - Friday: 9:00 - 17:00
Saturday - Sunday: Closed
*Calls from landlines are charged at the standard rate. Calls from mobiles may vary.