Mortgage products
Explore our purchase mortgage products
Residential purchase 3 year fixed 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeF641
Initial rate
Your rate is fixed and won’t change until the end of the product term5.89% fixed until 31 December 2029
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£900.00
APRC
the overall cost for comparison is7.4%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Ex-pat buy to let purchase 2 year discount rate 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeED37
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.39% (2.80% discount from our Buy to Let Variable Rate until 31 December 2028)
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.19%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,499.00
APRC
the overall cost for comparison is8.0%
Ex-pat buy to let purchase 3 year discount rate 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeED38
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.64% (2.55% discount from our Buy to Let Variable Rate until 31 December 2029)
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.19%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,499.00
APRC
the overall cost for comparison is7.6%
Ex-pat buy to let purchase 2 year fixed rate 70% LTV (1)
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeEF100
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.14% fixed until 31 October 2028
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.19%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.2.00%
APRC
the overall cost for comparison is7.8%
Ex-pat buy to let purchase 2 year fixed rate 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeEF102
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.89% fixed until 31 October 2028
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.19%
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,900.00
APRC
the overall cost for comparison is8.1%
Ex-pat buy to let purchase 3 year fixed rate 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeEF101
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.98% fixed until 31 October 2029
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.19%
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,400.00
APRC
the overall cost for comparison is7.7%
Ex-pat buy to let purchase 3 year discount rate 70% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeED39
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.29% (2.90% discount from our Buy to Let Variable Rate until 31 December 2029)
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.19%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,500.00
APRC
the overall cost for comparison is7.5%
Shared ownership purchase 5 year fixed 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeSF90
Initial rate
Your rate is fixed and won’t change until the end of the product term5.99% fixed until 31 October 2031
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£900.00
APRC
the overall cost for comparison is7.4%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Lending into retirement purchase 3 year fixed 70% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeONF45
Initial rate
Your rate is fixed and won’t change until the end of the product term5.94% fixed until 31 December 2029
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£900.00
APRC
the overall cost for comparison is7.3%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Lending into retirement purchase 5 year fixed 70% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeONF46
Initial rate
Your rate is fixed and won’t change until the end of the product term5.99% fixed until 31 December 2031
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£900.00
APRC
the overall cost for comparison is7.1%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Retirement interest only purchase 3 year fixed 60% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeFG054
Initial rate
Your rate is fixed and won’t change until the end of the product term5.94% fixed until 31 December 2029
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£900.00
APRC
the overall cost for comparison is7.5%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Retirement interest only purchase 5 year fixed 60% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeFG055
Initial rate
Your rate is fixed and won’t change until the end of the product term5.99% fixed until 31 December 2031
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£900.00
APRC
the overall cost for comparison is7.3%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Family assisted mortgage
- This product may be withdrawn at any time
- No Early Repayment Charges Apply
Product code
Mortgage product codePDT35
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.60% (2.09% discount from our Standard Variable Rate)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is5.8%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Family assist 5 year fixed mortgage
- This product may be withdrawn at any time
- Early repayment charges apply
Product code
Mortgage product codePFT08
Initial rate
Your rate is fixed and won’t change until the end of the product term6.29% fixed until 31 December 2031
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£400.00
APRC
the overall cost for comparison is7.2%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Credit plus tier 1 residential purchase 2 year discount 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codePCD10
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.74% (1.95% discount from our Standard Variable Rate until 31 December 2028)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,499.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Credit plus tier 1 residential purchase 2 year fixed 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codePCF05
Initial rate
Your rate is fixed and won’t change until the end of the product term6.29% fixed until 31 December 2028
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£900.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Credit plus tier 2 residential purchase 2 year discount 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeCXD005
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.79% (1.90% discount from our Standard Variable Rate until 31 December 2028)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Credit plus tier 2 residential purchase 2 year fixed 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeCXF004
Initial rate
Your rate is fixed and won’t change until the end of the product term6.49% fixed until 31 December 2028
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£900.00
APRC
the overall cost for comparison is7.7%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
High income multiple purchase 2 year discount 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeHXD35
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.50% (2.19% discount from our Standard Variable Rate until 31 December 2028)
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£999.00
APRC
the overall cost for comparison is7.5%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
High income multiple purchase 5 Year Fixed 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeHXF02
Initial rate
Your rate is fixed and won’t change until the end of the product term6.00% fixed until 30 November 2031
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£900.00
APRC
the overall cost for comparison is7.1%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.69%
Buy to let purchase 2 year fixed rate 70% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeBF025
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.14% fixed until 31 December 2028
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.19%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.2.50%
APRC
the overall cost for comparison is8.0%
Buy to let purchase 2 year fixed rate 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeBF026
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.90% fixed until 31 December 2028
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.19%
Booking fee
This fee must be paid when you apply for your mortgage.£99.00
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,400.00
APRC
the overall cost for comparison is8.0%
Buy to let purchase 3 year discount rate 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeBD049
Initial rate
Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.5.74% (2.45% discount from our Buy to Let Variable Rate until 31 December 2029)
Followed by our BTLVR
Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.8.19%
Arrangement fee
This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.£1,499.00
APRC
the overall cost for comparison is7.7%