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Find out more about our Six Access ISA (App) 4.10% Tax-free/AER 

Please note, our Tipton branch will be closed on Monday 15 June and Tuesday 16 June, and will re-open on Wednesday 17 June at 9.30am.

Find out more about our Six Access ISA (App) 4.10% Tax-free/AER 

Please note, our Tipton branch will be closed on Monday 15 June and Tuesday 16 June, and will re-open on Wednesday 17 June at 9.30am.

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PersonalIntermediaries

Mortgage products

Explore our purchase mortgage products

What is the property purchase price?
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How much is your deposit?
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Select a rate

Residential purchase 3 year fixed 75% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

F630

Initial rate

Your rate is fixed and won’t change until the end of the product term

5.78% fixed until 31 July 2029

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£1,400.00

APRC

the overall cost for comparison is

7.3%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Residential purchase 3 year fixed 85% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

F631

Initial rate

Your rate is fixed and won’t change until the end of the product term

5.98% fixed until 31 July 2029

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£751.00

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Residential purchase 3 year fixed 90% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

F632

Initial rate

Your rate is fixed and won’t change until the end of the product term

6.10% fixed until 31 July 2029

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Ex-pat buy to let purchase 2 year fixed rate 60% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

EF87

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.82% fixed until 30 June 2028

Followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.19%

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£900.00

APRC

the overall cost for comparison is

7.8%

Learn More

Ex-pat buy to let purchase 2 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

EF84

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.99% fixed until 30 June 2028

Followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.19%

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£1,900.00

APRC

the overall cost for comparison is

8.0%

Learn More

Ex-pat buy to let purchase 3 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

EF85

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.98% fixed until 31 July 2029

Followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.19%

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£2,401.00

APRC

the overall cost for comparison is

7.7%

Learn More

Ex-pat buy to let purchase 5 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

EF88

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.68% fixed until 31 July 2031

Followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.19%

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£900.00

APRC

the overall cost for comparison is

7.3%

Learn More

Shared ownership purchase 3 year fixed 95% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

SF86

Initial rate

Your rate is fixed and won’t change until the end of the product term

5.98% fixed until 31 July 2029

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£900.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Lending into retirement purchase 3 year discount 70% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

OND27

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.33% (2.36% discount from our Standard Variable Rate until 31 July 2029)

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£999.00

APRC

the overall cost for comparison is

7.2%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Lending into retirement purchase 3 year fixed 70% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

ONF38

Initial rate

Your rate is fixed and won’t change until the end of the product term

6.04% fixed until 31 July 2029

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£900.00

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Retirement interest only purchase 3 year discount 60% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

DG033

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.33% (2.36% discount from our Standard Variable Rate until 31 July 2029)

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£999.00

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Retirement interest only purchase 3 year fixed 60% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

FG047

Initial rate

Your rate is fixed and won’t change until the end of the product term

6.04% fixed until 31 July 2029

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£900.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Credit plus residential purchase 2 year discount 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

PCD07

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.49% (2.20% discount from our Standard Variable Rate until 30 June 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£999.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Credit plus residential purchase 2 year fixed 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

PCF02

Initial rate

Your rate is fixed and won’t change until the end of the product term

6.09% fixed until 30 June 2028

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. Bear in mind that if you add the fee to your mortgage, you'll pay interest on it at the same rate as your mortgage and as a result will pay more interest over the term of your mortgage.

£900.00

APRC

the overall cost for comparison is

7.6%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

High income multiple purchase 2 year discount 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

HXD32

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.65% (2.04% discount from our Standard Variable Rate until 30 June 2028)

APRC

the overall cost for comparison is

7.6%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More