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PersonalIntermediaries

Remortgage products

Explore our remortgage products

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Select a rate

Residential remortgage 2 year fixed 90% loan to value

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RMF235

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.29% fixed until 31 January 2028

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£499.00

APRC

the overall cost for comparison is

7.6%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Residential remortgage 2 year discount 90% loan to value

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RMD266

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.09% (2.75% discount from our Standard Variable Rate until 31 January 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£499.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Remortgaging into retirement 5 year fixed 70% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RONF31

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.24% fixed until 31 January 2031

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£499.00

APRC

the overall cost for comparison is

6.7%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Remortgaging into retirement 3 year fixed 70% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RONF32

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.24% fixed until 31 January 2029

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£499.00

APRC

the overall cost for comparison is

7.1%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Retirement interest only remortgage 5 year fixed 60% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RFG041

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.24% fixed until 31 January 2031

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£499.00

APRC

the overall cost for comparison is

7%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Retirement interest only remortgage 3 year fixed 60% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RFG042

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.24% fixed until 31 January 2029

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£499.00

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Self build 2 year discount 75% LTV (Arrears)

  • No early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD121

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.20% (2.64% discount from our Standard Variable Rate until 31 January 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Self build 2 year discount 80% LTV (Arrears)

  • No early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD122

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.36% (2.48% discount from our Standard Variable Rate until 31 January 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.6%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Self build 2 year discount 60% LTV (Arrears)

  • No early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD123

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.20% (2.64% discount from our Standard Variable Rate until 31 January 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Self build 2 year discount 75% LTV (Arrears) (1)

  • No early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD124

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.55% (2.29% discount from our Standard Variable Rate until 31 January 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,999.00

APRC

the overall cost for comparison is

7.6%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Self build 2 year discount 75% LTV (Accelerator)

  • No early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD125

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.47% (2.37% discount from our Standard Variable Rate until 31 January 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.6%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Shared ownership remortgage 5 year fixed 95% LTV (1)

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RSF030

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.19% fixed until 31 January 2031

APRC

the overall cost for comparison is

7%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Ex-pat buy to let remortgage 5 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

REF70

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.50% fixed until 31 January 2031

followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.34%

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.3%

Learn More

Ex-pat buy to let remortgage 2 year discount rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RED26

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.43% (2.91% discount from our Buy to Let Variable Rate until 31 January 2028)

followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.34%

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.9%

Learn More

Residential ex-pat remortgage 5 year fixed 85% LTV (1)

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RIF014

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.34% fixed until 31 January 2031

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,299.00

APRC

the overall cost for comparison is

6.8%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Residential ex-pat remortgage 2 year discount 85% LTV (1)

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RID015

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.24% (2.60% discount from our Standard Variable Rate until 31 January 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,299.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

Limited company buy to let remortgage 5 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RBWF30

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.79% fixed until 31 January 2031

followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.34%

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,999.00

APRC

the overall cost for comparison is

7.4%

Learn More

Limited company buy to let remortgage 5 year discount rate 80%

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RBWD10

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.79% (2.55% discount from our Buy to Let Variable Rate until 31 January 2031)

followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.34%

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,299.00

APRC

the overall cost for comparison is

7.4%

Learn More

Credit plus residential remortgage 2 year discount 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RPCD03

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.39% (2.45% discount from our Buy to Let Variable Rate until 31 January 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£999.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More

High income multiple remortgage 2 year discount 80% LTV (1)

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RHXD27

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.39% (2.45% discount from our Standard Variable Rate until 31 January 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£999.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.84%

Learn More