Remortgage products

Explore our remortgage products

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Residential remortgage 3 year fixed 75% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RMF246

Initial rate

Your rate is fixed and won’t change until the end of the product term

5.88% fixed until 31 July 2029

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,400.00

APRC

the overall cost for comparison is

7.3%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Residential remortgage 3 year fixed 85% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RMF247

Initial rate

Your rate is fixed and won’t change until the end of the product term

6.08% fixed until 31 July 2029

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£751.00

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Residential remortgage 3 year fixed 90% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RMF248

Initial rate

Your rate is fixed and won’t change until the end of the product term

6.20% fixed until 31 July 2029

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Retirement interest only remortgage 3 year discount 60% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RDG033

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.43% (2.26% discount from our Standard Variable Rate until 31 July 2029)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£999.00

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Retirement interest only remortgage 3 year fixed 60% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RFG046

Initial rate

Your rate is fixed and won’t change until the end of the product term

6.14% fixed until 31 July 2029

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£900.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Remortgaging into retirement 3 year discount 70% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

ROND26

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.43% (2.26% discount from our Standard Variable Rate until 31 July 2029)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£999.00

APRC

the overall cost for comparison is

7.2%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Remortgaging into retirement 3 year fixed 70% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RONF36

Initial rate

Your rate is fixed and won’t change until the end of the product term

6.14% fixed until 31 July 2029

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£900.00

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Self build 2 year discount 80% LTV (Accelerator)

  • This product may be withdrawn at any time
  • No Early Repayment Charges Apply

Product code

Mortgage product code

VD144

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.68% (2.01% discount from our Standard Variable Rate until 30 June 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£999.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Self build 2 year discount 80% LTV (Arrears) (1)

  • This product may be withdrawn at any time
  • No Early Repayment Charges Apply

Product code

Mortgage product code

VD145

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.48% (2.21% discount from our Standard Variable Rate until 30 June 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Self build 2 year discount 80% LTV (Arrears)

  • This product may be withdrawn at any time
  • No Early Repayment Charges Apply

Product code

Mortgage product code

VD146

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.53% (2.16% discount from our Standard Variable Rate until 30 June 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Shared ownership remortgage 3 year fixed 95% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RSF041

Initial rate

Your rate is fixed and won’t change until the end of the product term

6.08% fixed until 31 July 2029

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£900.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Ex-pat buy to let remortgage 2 year fixed rate 60% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

REF88

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.92% fixed until 30 June 2028

followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.19%

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£900.00

APRC

the overall cost for comparison is

7.8%

Learn More

Ex-pat buy to let remortgage 2 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

REF85

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

6.09% fixed until 30 June 2028

followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.19%

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,900.00

APRC

the overall cost for comparison is

8.0%

Learn More

Ex-pat buy to let remortgage 3 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

REF86

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

6.08% fixed until 31 July 2029

followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.19%

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£2,401.00

APRC

the overall cost for comparison is

7.7%

Learn More

Ex-pat buy to let remortgage 5 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

REF89

Initial rate

Your rate is discounted from our BTLVR. If our BTLVR changes your rate may change too.

5.98% fixed until 31 July 2031

followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.19%

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£900.00

APRC

the overall cost for comparison is

7.4%

Learn More

Residential ex-pat remortgage 5 year fixed 85% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RIF028

Initial rate

Your rate is fixed and won’t change until the end of the product term

5.78% fixed until 30 June 2031

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,400.00

APRC

the overall cost for comparison is

7.0%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Residential ex-pat remortgage 2 year discount 85% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RID023

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.49% (2.20% discount from our Standard Variable Rate until 30 June 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Limited company buy to let remortgage 5 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RBWF40

Initial rate

Your rate is fixed and won’t change until the end of the product term

5.77% fixed until 31 July 2031

followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.19%

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£900.00

APRC

the overall cost for comparison is

7.4%

Learn More

Limited company buy to let remortgage 2 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RBWF39

Initial rate

Your rate is fixed and won’t change until the end of the product term

5.65% fixed until 30 June 2028

followed by our BTLVR

Our Buy To Let Variable Rate (or BTLVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the BTLVR is a variable rate it can change at any time.

8.19%

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,900.00

APRC

the overall cost for comparison is

7.8%

Learn More

Credit plus residential remortgage 2 year fixed 80% loan to value

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RPCF02

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

6.19% fixed until 30 June 2028

Booking fee

This fee must be paid when you apply for your mortgage.

£99.00

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£900.00

APRC

the overall cost for comparison is

7.6%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

Credit plus residential remortgage 2 year discount 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RPCD07

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.59% (2.10% discount from our Standard Variable Rate until 30 June 2028)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£999.00

APRC

the overall cost for comparison is

7.5%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More

High income multiple remortgage 2 year discount 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RHXD33

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.75% (1.94% discount from our Standard Variable Rate until 30 June 2028)

APRC

the overall cost for comparison is

7.6%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.69%

Learn More