Credit plus purchase products
In addition to our standard range of residential mortgages, our Credit+ range can offer your first time buyer and home mover clients whose credit profile falls outside of our standard product terms a competitive mortgage solution.
Credit plus residential purchase 2 year discount 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codePCD01
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.44% (2.55% discount from our Standard Variable Rate until 30 September 2027)
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£999.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.99%
Credit plus residential purchase 2 year discount 80% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codePCD02
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.54% (2.45% discount from our Standard Variable Rate until 30 September 2027)
APRC
the overall cost for comparison is7.7%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.99%
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