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Find out more about our 60 Day Notice ISA (Issue 2) 4.25% tax free/AER!

Our branch opening hours are changing. Find out more here. 

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PersonalIntermediaries

Self and custom build mortgages

Available in England & Wales and is in partnership with BuildLoan, giving first time buyers, and home movers the opportunity to build their own home.

What is the property purchase price?
£
How much is your deposit?
£
Select a rate

Self build 2 year discount 80% LTV (Accelerator)

  • No early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD101

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

6.08% (2.06% discount from our Standard Variable Rate until 30 June 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

8%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Self build 2 year discount 80% LTV (Accelerator)

  • No early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD102

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

6.16% (1.98% discount from our Standard Variable Rate until 30 June 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

8.1%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Self build 2 year discount 80% LTV (Accelerator)

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD103

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

6.4% (1.74% discount from our Standard Variable Rate until 30 June 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

8.1%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Self build 2 year discount 80% LTV (Accelerator)

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD104

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

6.48% (1.66% discount from our Standard Variable Rate until 30 June 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

8.1%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Self build 2 year discount 80% LTV (Arrears)

  • No early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD105

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.77% (2.37% discount from our Standard Variable Rate until 30 June 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

8%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Self build 2 year discount 80% LTV (Arrears)

  • No early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD106

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

6.16% (1.98% discount from our Standard Variable Rate until 30 June 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

8.1%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Self build 2 year discount 80% LTV (Arrears)

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD107

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

6.34% (1.80% discount from our Standard Variable Rate until 30 June 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

8.1%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

Self build 2 year discount 80% LTV (Arrears)

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

VD108

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

6.54% (1.60% discount from our Standard Variable Rate until 30 June 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£1,499.00

APRC

the overall cost for comparison is

8.1%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

8.14%

Learn More

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