High income multiple remortgage products

Our Higher Income Multiple (HIM) mortgages give applicants the ability to enhance their borrowing up to 6.5 times income, helping them achieve their most important financial goals with the support of our personalised underwriting approach.

What is the property purchase price?
£
How much is your deposit?
£
Select a rate

High income multiple remortgage 2 year discount 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RHXD26

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.85% (2.14% discount from our Standard Variable Rate until 30 November 2027)

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£999.00

APRC

the overall cost for comparison is

7.7%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.99%

Learn More

High income multiple remortgage 3 year fixed rate 80% LTV

  • Early repayment charges apply
  • This product may be withdrawn at any time

Product code

Mortgage product code

RHXF01

Initial rate

Your rate is discounted from our SVR. If our SVR changes your rate may change too.

5.85% fixed until 31 October 2028

Arrangement fee

This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.

£999.00

APRC

the overall cost for comparison is

7.4%

SVR

Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.

7.99%

Learn More