Residential purchase products
Available in England & Wales, a range of products and criteria that provide a mortgage solution to support first time buyers and home movers who don’t meet High Street lenders criteria or require a personalised underwriting approach.
Residential purchase 2 year discount 75% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeD673
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.29% (2.85% discount from our Standard Variable Rate until 30 September 2027)
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£999.00
APRC
the overall cost for comparison is7.8%
Residential purchase 3 year fixed 75% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeF612
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.29% fixed until 31 July 2028
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£499.00
APRC
the overall cost for comparison is7.2%
Residential purchase 3 year fixed 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeF613
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.39% fixed until 31 July 2028
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£499.00
APRC
the overall cost for comparison is7.6%
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