Residential purchase products
Available in England & Wales, a range of products and criteria that provide a mortgage solution to support first time buyers and home movers who don’t meet High Street lenders criteria or require a personalised underwriting approach.
Residential purchase 2 year fixed 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeF618
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.49% fixed until 31 January 2028
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£499.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Residential purchase 2 year fixed 90% LTV (1)
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeF619
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.19% fixed until 31 January 2028
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£499.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
Residential purchase 2 year discount 95% LTV
- Early repayment charges apply
- This product may be withdrawn at any time
Product code
Mortgage product codeD676
Initial rate
Your rate is discounted from our SVR. If our SVR changes your rate may change too.5.49% (2.35% discount from our Standard Variable Rate until 31 January 2028)
Arrangement fee
This can be paid up-front or added to the mortgage. If your client adds the fee to their mortgage, they'll pay interest on it at the same rate as their mortgage and as a result will pay more interest over the term of their mortgage.£999.00
APRC
the overall cost for comparison is7.6%
SVR
Our Standard Variable Rate (or SVR) reflects our cost of lending using a number of factors, including the Bank of England Base Rate. As the SVR is a variable rate it can change at any time.7.84%
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