You can open the account via the Tipton App only, available in the Google Play Store and Apple Store.
To open and operate your account with the Tipton App, you will need to choose a bank account as your nominated bank account. This means all deposits into your Fixed Rate ISA must come from this nominated bank account. All withdrawals must also be sent to this nominated account.
We will allow you to transfer your balance from a cash ISA with another provider into this account.
The account is available for anyone aged 18 or over. Joint accounts cannot be opened.
The account is only available to UK residents, and your National Insurance Number is needed at the time of account opening.
The minimum amount to open this account is £1,000. You must have at least £1,000 in the account to keep it open. Opening balances must be made by electronic payment from your nominated bank account, and must be sent within 14 days, or the account will automatically be closed. The maximum amount that can be held in this account is £100,000.
You can add money to your account within 14 days from opening. After this you cannot add money to your account until 1 April 2029.
The ISA allowance for this tax year is £20,000, which can be split between Cash and Stocks and Shares ISAs. You can only pay into one ISA per tax year. Please note, we do not provide Stocks and Shares ISAs at the Tipton.
When you're ready to open your account, simply visit the Tipton App to find out more.