If your client is looking for a mortgage on a Holiday Home, then we can help. 

They must be the owner occupier of their main residence and this cannot be the same property as the Holiday Home. 

The property should be intended for their own use and we allow them the ability to short term let, including on the Air b'n'b basis at times when they do not occupy the property. 

The sole purpose of the property cannot be to permanently let the property. We will not accept applications on a 'Holiday Let' basis. 

The Holiday Home must not be within 'close' proximity of their main residence. 

We will assess affordability on a residential basis, therefore the loan amount available will be dependent upon their employment, income and expenditure details. We can consider regular rental/short term letting income if they have received this for at least 2 years and it is evidenced on their Self-Assessment Tax Returns. 

Our Holiday Home criteria is available up to 75% LTV via our standard mortgage range. 

Please, use the buttons below to view our full residential mortgage criteria and mortgage product guide. 

Call us today to discuss your case

Speak to our Telephone Business Development Team on 0121 521 4000 or email us and we'll call you back! Alternatively, you can find out who your local Business Development Manager is here.

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Monday - Friday: 9:00 - 17:00
Saturday - Sunday: Closed
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